A guide to Suntrust online
Suntrust Banks, Inc., is an American bank that operates in 12 of 50 in the United States. Providing services including commercial and retail banking, credit cards, Suntrust mortgage banking and more, they have become a financial powerhouse in the US today. A convenient way to take advantage from the products Suntrust Bank offers, is by visiting Suntrust.com for their online services. This article explains the benefits of Suntrust online.
Brief background of Suntrust
Brief background of Suntrust
As with most banks today, Suntrust has undergone several mergers and acquisitions. Farmers Bank is the predecessor of Suntrust, a financial institution created in 1811 as one of the premier banks in Georgia. In 1891, the name changed to the Commercial Travelers' Savings Bank, focusing on commercial businesses. As of 1893, those plans were cancelled as they changed course towards a trust bank, changing names to the Trust Company of Georgia.
Having gone through acquisitions over the last 100 years, Trust Company of Georgia merged with Sunbanks, Inc. of Florida around 1985, to create Suntrust Banks, Inc. Ten years later, all of the Trust Company branch names were changed to Suntrust, and the name remains today.
The basics of Suntrust online
Whether you require commercial services, retail services or both, Suntrust online has a user-friendly website designed to meet all your financial needs. Users sign in using a standard username / password login. After logging on, everything available inside a branch is available online, except for cash withdrawals and deposits. Customers can apply for Suntrust credit cards or loans, track investments and pay personal bills through the Bill Pay feature.
Online safety
Suntrust takes the time to ensure the safety of your money and security of your personal information. To prevent fraud, customers experience automatic sign out after five minutes of inactivity. This is to prevent revealing personal information to others, unauthorised transfer of funds and hacking at Suntrust online.
What else can be done with Suntrust online?
Recently, Mobile Banking was added as a feature of Suntrust online banking. You need to sign up for Mobile Banking either at Suntrust.com or by calling 800.
Suntrust first
Once you've enrolled, you can do many banking features by text message directly from your cellphone such as view account balances, locating the nearest ATM or branch, transfer funds or view transaction history. Mobile alerts is another great new feature that will send a text message to your phone for important updates. These messages can be customised to update you when a deposit has been made, balance is low or when a new bill is available. This is recommended if you are on the go and do not have frequent access to Internet.
